General information — not legal or financial advice
Information for Owners and Heirs
How claimant identity, ownership, death, and estate authority affect a recovery.
Former owners
A living person or entity that held the relevant title interest may need to prove identity and ownership percentage.
Co-owners and former spouses
A recorded ownership share, divorce decree, marital interest, or later conveyance may affect entitlement.
Heirs and estates
A deceased owner’s funds generally require estate authority or legally sufficient succession documents.
Businesses and trusts
An entity or trust must act through a person with documented authority.
Important: This page contains general operational information and remains subject to state-specific attorney review.